AI Data Insight
The latest US total personal saving for Q2 2026 reached $704.2 billion, rebounding significantly from the previous value of $611.7 billion. Supported by personal income growth, the saving rate climbed to 3.0%, but the core PCE inflation data for the same period also hit a multi-year high. Market analysis indicates that as people face the dual pressures of soaring prices and borrowing costs, they are defensively holding onto more cash to cope with future uncertainties.