AI Data Insight

US seasonally adjusted per capita disposable income reached $69,576 in the third quarter of 2026, continuing to grow from $69,198 in the previous quarter. The latest data shows that although wages and asset income boosted overall income, the real monthly increase in personal consumption expenditures (PCE) approached zero, and the savings rate remained at the 3.0% level. This indicates that under inflationary pressure, the public's attitude towards discretionary consumption has turned defensive.

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