AI Data Insight
The latest data reveals that U.S. real disposable personal income in the second quarter of 2026 fell to $18.004 trillion, contracting from $18.1379 trillion in the previous quarter. Although consumer spending remained strong during the quarter and supported a 1.5% GDP growth, the decline in real income has caused the personal savings rate to plunge below 3%. Institutions warn that under inflationary pressure and weakening real purchasing power, the current consumption momentum may be difficult to sustain into the second half of the year.