AI Data Insight
In Q3 2026, the US real disposable personal income per capita climbed to $53,639, surpassing the pandemic-era peak to set a new historical record, supporting the quarter's stellar GDP growth of 3.4%. However, rising inflation in September led to a single-month contraction in real purchasing power, and the personal savings rate fell below 4%, indicating that the strong consumption momentum already harbors overdraft risks.