AI Data Insight
In US Q4 2025 real personal consumption expenditures, the YoY growth rate of durable goods climbed to 3.6%, outperforming the 3.3% from the same period in 2024. This wave of growth was mainly driven by consumers' front-running hedging behavior against potential tariff policies, coupled with year-end automaker promotional discounts. Although overall consumption momentum showed strong resilience, the credit pressure on low- and middle-income households in a high-interest rate environment remains a downside risk to watch out for in the coming months.