United States: Personal Income and Its Disposition - Personal Saving Rate (SA)

Macro

2026-05-28

Description

The Personal Saving Rate is released by the Bureau of Economic Analysis (BEA) of the U.S. Department of Commerce and measures the proportion of disposable income that is saved by individuals, with the data seasonally adjusted. This indicator reflects the balance between consumption and savings among residents and serves as a key metric for assessing consumer saving behavior and economic stability.

An increase in the personal saving rate typically indicates that individuals are saving more, possibly due to uncertainty about the future economic outlook or a reduction in consumption. Conversely, a decrease in the saving rate may suggest increased consumption, indicating greater consumer confidence in the economic outlook.

This data is released monthly, reflecting changes in the saving behavior of U.S. residents from the previous month.

Note: Personal Saving Rate = Personal Savings / Disposable Personal Income.

Published by
U.S. Bureau of Economic Analysis (Choice)
Frequency
Monthly
Next Update
Hashtags
Savings United States

AI Data Insight

The U.S. personal saving rate dropped sharply to 2.6% in Q2 2026, a significant decline from the previous period's 3.6%, highlighting that people are being forced to deplete their savings amid soaring prices. Although private consumption momentum persists, stagnant real disposable income and rising living costs are rapidly eroding the financial safety net of American households.

You May Also Like

AI Data Insight

The U.S. personal saving rate dropped sharply to 2.6% in Q2 2026, a significant decline from the previous period's 3.6%, highlighting that people are being forced to deplete their savings amid soaring prices. Although private consumption momentum persists, stagnant real disposable income and rising living costs are rapidly eroding the financial safety net of American households.

You May Also Like

Other Industry

Semiconductor
Display
LED
Energy
Electronics
Telecom
Emerging Tech
Macro
Description

The Personal Saving Rate is released by the Bureau of Economic Analysis (BEA) of the U.S. Department of Commerce and measures the proportion of disposable income that is saved by individuals, with the data seasonally adjusted. This indicator reflects the balance between consumption and savings among residents and serves as a key metric for assessing consumer saving behavior and economic stability.

An increase in the personal saving rate typically indicates that individuals are saving more, possibly due to uncertainty about the future economic outlook or a reduction in consumption. Conversely, a decrease in the saving rate may suggest increased consumption, indicating greater consumer confidence in the economic outlook.

This data is released monthly, reflecting changes in the saving behavior of U.S. residents from the previous month.

Note: Personal Saving Rate = Personal Savings / Disposable Personal Income.

Published by
U.S. Bureau of Economic Analysis (Choice)
Frequency
Monthly
Next Update
Hashtags
Savings United States