United States: Personal Income and Its Disposition - Personal Saving Rate (SA)

Macro

2026-06-25

Description

The Personal Saving Rate is released by the Bureau of Economic Analysis (BEA) of the U.S. Department of Commerce and measures the proportion of disposable income that is saved by individuals, with the data seasonally adjusted. This indicator reflects the balance between consumption and savings among residents and serves as a key metric for assessing consumer saving behavior and economic stability.

An increase in the personal saving rate typically indicates that individuals are saving more, possibly due to uncertainty about the future economic outlook or a reduction in consumption. Conversely, a decrease in the saving rate may suggest increased consumption, indicating greater consumer confidence in the economic outlook.

This data is released monthly, reflecting changes in the saving behavior of U.S. residents from the previous month.

Note: Personal Saving Rate = Personal Savings / Disposable Personal Income.

Published by
U.S. Bureau of Economic Analysis (Choice)
Frequency
Monthly
Next Update
Hashtags
Savings United States

AI Data Insight

The US personal savings rate in May 2026 (Q2) rebounded to 3.0%, up slightly from the previous 2.6%, but the overall level remains at recent lows. Benefiting from income growth driven by wages and relief funds, coupled with resilient consumer spending, the savings rate temporarily stopped its decline. However, under the pressure of the PCE inflation rate rebounding to 4.1%, the public continues to deplete their existing savings, and future consumption momentum may face a severe test.

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AI Data Insight

The US personal savings rate in May 2026 (Q2) rebounded to 3.0%, up slightly from the previous 2.6%, but the overall level remains at recent lows. Benefiting from income growth driven by wages and relief funds, coupled with resilient consumer spending, the savings rate temporarily stopped its decline. However, under the pressure of the PCE inflation rate rebounding to 4.1%, the public continues to deplete their existing savings, and future consumption momentum may face a severe test.

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Macro
Description

The Personal Saving Rate is released by the Bureau of Economic Analysis (BEA) of the U.S. Department of Commerce and measures the proportion of disposable income that is saved by individuals, with the data seasonally adjusted. This indicator reflects the balance between consumption and savings among residents and serves as a key metric for assessing consumer saving behavior and economic stability.

An increase in the personal saving rate typically indicates that individuals are saving more, possibly due to uncertainty about the future economic outlook or a reduction in consumption. Conversely, a decrease in the saving rate may suggest increased consumption, indicating greater consumer confidence in the economic outlook.

This data is released monthly, reflecting changes in the saving behavior of U.S. residents from the previous month.

Note: Personal Saving Rate = Personal Savings / Disposable Personal Income.

Published by
U.S. Bureau of Economic Analysis (Choice)
Frequency
Monthly
Next Update
Hashtags
Savings United States