AI Data Insight
U.S. per capita disposable income reached $70,620 in the third quarter (August) of 2026, surging 1.5% from the previous value. Although cooling core inflation and the stock market wealth effect have supported short-term real consumption momentum, the personal savings rate dropped to 4.1%, suggesting that consumers are drawing down savings to maintain their standard of living. In the medium term, households lacking savings protection may face the risk of consumption downgrading, which could subsequently impact the future pace of economic expansion.