AI Data Insight
According to the latest data, China's financial institution deposit balance climbed to 3,506,500 hundred million RMB in Q4 2026, an increase of 1.2 trillion RMB compared to Q3 2026, continuing to hit a record high. Behind the expansion of total deposits, in addition to residents' strong willingness for precautionary savings, recent corporate foreign exchange settlements driven by the appreciation of the RMB have also boosted liquidity, prompting the central bank to step in and raise the foreign exchange reserve requirement ratio to cope with market changes.