AI Data Insight
The balance of deposits in China's financial institutions climbed to RMB 346.44 trillion in May 2026, steadily increasing by RMB 1.99 trillion from the previous month. Despite the overall upward trend, underlying sub-items indicate a shrinkage in household deposits, with massive funds shifting to non-bank financial institutions. As deposit rates continue to bottom out, the asset allocation trend of "diversification and low-risk" is profoundly impacting the structure of the financial market.