Description
The United States All Commercial Banks Delinquency Rate - Business Loans is released by the Federal Reserve System (Fed) and measures the proportion of business loans held by U.S. commercial banks that are delinquent. Business loans refer to loans provided by banks to companies for working capital, capital expenditures, or other business needs, ranging from small business loans to large corporate financing.
An increase in the delinquency rate may indicate that businesses are facing financial difficulties and are unable to make timely loan payments, which often signals increased economic stress and potentially declining business revenues or weakening market demand. Conversely, a decrease in the delinquency rate suggests improved financial conditions for businesses and a more stable economic environment.
This data is released quarterly, providing insights into changes in the delinquency rate from the previous quarter.