Description
The China Banker Survey - Overall Loan Demand Index is released by the People's Bank of China (PBOC) and serves as a comprehensive indicator of the banking sector's assessment of changes in loan demand. This index reflects bankers' judgments regarding the credit demand from businesses and individuals in the economy and is presented in the form of a diffusion index. A higher index value indicates that bankers perceive stronger loan demand.
The index is derived from the quarterly Banker Survey, established by the People's Bank of China in 2004. The survey targets senior executives from various banking institutions across the country, including heads of headquarters, as well as presidents or vice presidents in charge of credit business at primary and secondary branches. The survey employs a combination of a full census and stratified PPS (Probability Proportional to Size) sampling method, covering approximately 3,200 banking institutions, including foreign banks operating in China.