AI Data Insight
The US 30-year fixed mortgage rate rose to 6.22% on 2026-03-19 (Q1 2026), climbing 11 basis points from the previous value of 6.11%. Although it has recently trended higher due to the Federal Reserve pausing interest rate cuts, it remains lower than the 6.67% recorded in the same period last year, and spring homebuying demand is showing signs of recovery.