AI Data Insight
At the end of April 2026, the US 30-year fixed mortgage rate rebounded slightly to 6.30%, up from 6.23% in the previous period, but still significantly lower than the 6.76% recorded in the same period last year. As the Federal Reserve maintained its benchmark interest rate unchanged, coupled with inflation concerns fueled by geopolitical conflicts, the market expects mortgage rates to continue fluctuating above 6% in the short term.