AI Data Insight
As of July 16, 2026, the US 30-year fixed mortgage rate reached 6.55%, continuing its upward trend from 6.49% the previous week. With the 10-year US Treasury yield remaining at a high level, demand for home purchases and refinance applications has been suppressed. The market expects mortgage rates to remain stable and fluctuate within a range around 6.5% in the second half of the year.