Taiwan: Housing Price to Income Ratio

Macro

2026-04-01

Description

The Housing Price to Income Ratio refers to the number of years a household's disposable income is required to purchase a home. It is calculated by dividing the median housing price by the median household income and serves as an indicator of housing affordability relative to household income.
According to the World Bank, the housing price to income ratio in developed countries typically ranges from 1.8 to 5.5 times, while in developing countries, it generally falls between 3 to 6 times.

Published by
Ministry of the Interior of Taiwan
Frequency
Quarterly
Next Update
Hashtags

AI Data Insight

Taiwan's house price-to-income ratio dropped to 10.24 times in the first quarter of 2025, a significant contraction from 10.76 times in the previous quarter, reflecting that the upward trend in housing prices has cooled. Influenced by the dual effects of the central bank's seventh wave of selective credit controls and tightening of bank mortgages, speculative market demand has gradually exited, driving the overall indicator down from its historical high. Despite the correction, the current home-buying burden remains far above the World Bank's reasonable standards, and it is expected that policies will not be easily relaxed in the short term.

You May Also Like

AI Data Insight

Taiwan's house price-to-income ratio dropped to 10.24 times in the first quarter of 2025, a significant contraction from 10.76 times in the previous quarter, reflecting that the upward trend in housing prices has cooled. Influenced by the dual effects of the central bank's seventh wave of selective credit controls and tightening of bank mortgages, speculative market demand has gradually exited, driving the overall indicator down from its historical high. Despite the correction, the current home-buying burden remains far above the World Bank's reasonable standards, and it is expected that policies will not be easily relaxed in the short term.

You May Also Like

Other Industry

Semiconductor
Display
LED
Energy
Electronics
Telecom
Emerging Tech
Macro
Description

The Housing Price to Income Ratio refers to the number of years a household's disposable income is required to purchase a home. It is calculated by dividing the median housing price by the median household income and serves as an indicator of housing affordability relative to household income.
According to the World Bank, the housing price to income ratio in developed countries typically ranges from 1.8 to 5.5 times, while in developing countries, it generally falls between 3 to 6 times.

Published by
Ministry of the Interior of Taiwan
Frequency
Quarterly
Next Update
Hashtags