Taiwan: Housing Price to Income Ratio

Macro

2026-10-12

Description

The Housing Price to Income Ratio refers to the number of years a household's disposable income is required to purchase a home. It is calculated by dividing the median housing price by the median household income and serves as an indicator of housing affordability relative to household income.
According to the World Bank, the housing price to income ratio in developed countries typically ranges from 1.8 to 5.5 times, while in developing countries, it generally falls between 3 to 6 times.

Published by
Ministry of the Interior of Taiwan
Frequency
Quarterly
Next Update
Hashtags

AI Data Insight

In the first quarter of 2026, Taiwan's housing price-to-income ratio reached 9.47, edging up slightly from 9.32 in the previous quarter, halting the prior decline brought about by credit controls. Although the overall burden has retreated from its historical high, the pressure of buying a home in the Greater Taipei area remains heavy. Moving forward, it is necessary to continuously monitor the support effects of the central bank's minor policy adjustments and inelastic demand on the housing market.

AI Data Insight

In the first quarter of 2026, Taiwan's housing price-to-income ratio reached 9.47, edging up slightly from 9.32 in the previous quarter, halting the prior decline brought about by credit controls. Although the overall burden has retreated from its historical high, the pressure of buying a home in the Greater Taipei area remains heavy. Moving forward, it is necessary to continuously monitor the support effects of the central bank's minor policy adjustments and inelastic demand on the housing market.

Description

The Housing Price to Income Ratio refers to the number of years a household's disposable income is required to purchase a home. It is calculated by dividing the median housing price by the median household income and serves as an indicator of housing affordability relative to household income.
According to the World Bank, the housing price to income ratio in developed countries typically ranges from 1.8 to 5.5 times, while in developing countries, it generally falls between 3 to 6 times.

Published by
Ministry of the Interior of Taiwan
Frequency
Quarterly
Next Update
Hashtags