AI Data Insight
At the end of August 2026 (Q3), the latest US MBA Purchase Index rose to 157.8, an increase of approximately 2.2% from the previous value of 154.4. Although the 30-year mortgage rate hit a near four-week high, improved market inventory provided support for transaction volumes. Meanwhile, the share of adjustable-rate mortgages (ARMs) hit a five-week high, indicating that buyers are actively seeking alternative financing options to cope with high costs.