AI Data Insight
The latest U.S. Q2 2026 MBA Purchase Index rebounded sharply to 175.6, a significant increase from the previous 159.5, ending the prior wait-and-see attitude. Benefiting from a three-week consecutive decline in the 30-year mortgage rate to 6.35% and improved market inventory, both homebuying and refinancing demand surged simultaneously, injecting a shot in the arm into the spring housing market.