China: Financial Institutions Loans (YoY) - Total

Macro

2026-02-14

Description

China Financial Institutions Total Loans is released by the People's Bank of China (PBOC) and measures the total amount of loans provided by all financial institutions in China's financial system, including commercial banks, policy banks, rural credit cooperatives, and others, to businesses, individuals, and other borrowers. This indicator covers short-term, medium-term, and long-term loans, reflecting the financial institutions' support for various sectors of the economy and serving as a key indicator of economic activity in China.

An increase in the total loans by financial institutions generally indicates rising economic activity, with businesses and individuals demanding more credit, signaling economic expansion. Conversely, a slowdown or decrease in loan growth may indicate weakening economic activity or declining credit demand.

This data is released monthly, providing insights into the changes in total loans from the previous month.

Published by
People's Bank of China (Choice)
Frequency
Monthly
Next Update

AI Data Insight

Latest data shows China's financial institution loan balance YoY growth slipped to 6.1% in Dec, down further from 6.4% in Nov, continuing to refresh historical lows. Affected by the prolonged real estate slump and deflationary pressure, credit appetite for both residents and enterprises remains weak, strengthening market calls for monetary easing in early 2026.

AI Data Insight

Latest data shows China's financial institution loan balance YoY growth slipped to 6.1% in Dec, down further from 6.4% in Nov, continuing to refresh historical lows. Affected by the prolonged real estate slump and deflationary pressure, credit appetite for both residents and enterprises remains weak, strengthening market calls for monetary easing in early 2026.

Description

China Financial Institutions Total Loans is released by the People's Bank of China (PBOC) and measures the total amount of loans provided by all financial institutions in China's financial system, including commercial banks, policy banks, rural credit cooperatives, and others, to businesses, individuals, and other borrowers. This indicator covers short-term, medium-term, and long-term loans, reflecting the financial institutions' support for various sectors of the economy and serving as a key indicator of economic activity in China.

An increase in the total loans by financial institutions generally indicates rising economic activity, with businesses and individuals demanding more credit, signaling economic expansion. Conversely, a slowdown or decrease in loan growth may indicate weakening economic activity or declining credit demand.

This data is released monthly, providing insights into the changes in total loans from the previous month.

Published by
People's Bank of China (Choice)
Frequency
Monthly
Next Update