AI Data Insight
The US homeownership rate declined to 65.3% in the first quarter of 2026, a decrease of 0.4 percentage points from 65.7% in the previous quarter, reflecting strong headwinds from high home prices and high interest rates. Although there was a slight increase among the younger demographic under 35, the middle-aged group experienced a significant drop. Looking ahead, until affordability sees substantial improvement, the overall homeownership rate is likely to continue fluctuating below its historical average.